LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,891
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,132
−HK$1,261/mo
Today · 4.125%
HK$42,393
baseline
▲ 0.50% · 4.625%
HK$44,973
+HK$2,580/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,786/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,379
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,569
−HK$1,208/mo
Today · 4.125%
HK$46,777
baseline
▲ 0.50% · 4.625%
HK$49,242
+HK$2,465/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,554/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,870
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,359
−HK$1,513/mo
Today · 4.125%
HK$50,872
baseline
▲ 0.50% · 4.625%
HK$53,967
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,744/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,255
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,683
−HK$1,449/mo
Today · 4.125%
HK$56,132
baseline
▲ 0.50% · 4.625%
HK$59,091
+HK$2,959/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,264/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,848
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,585
−HK$1,765/mo
Today · 4.125%
HK$59,350
baseline
▲ 0.50% · 4.625%
HK$62,962
+HK$3,612/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,700/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,130
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,797
−HK$1,690/mo
Today · 4.125%
HK$65,487
baseline
▲ 0.50% · 4.625%
HK$68,939
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$130,974/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,805
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,038
−HK$2,269/mo
Today · 4.125%
HK$76,307
baseline
▲ 0.50% · 4.625%
HK$80,951
+HK$4,644/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,614/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,882
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,024
−HK$2,174/mo
Today · 4.125%
HK$84,198
baseline
▲ 0.50% · 4.625%
HK$88,636
+HK$4,438/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,396/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,037 · Scale 2, in force from 26 Feb 2026)