LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,892
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,133
−HK$1,261/mo
Today · 4.125%
HK$42,394
baseline
▲ 0.50% · 4.625%
HK$44,973
+HK$2,579/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,788/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,379
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,570
−HK$1,207/mo
Today · 4.125%
HK$46,777
baseline
▲ 0.50% · 4.625%
HK$49,243
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,554/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,870
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,359
−HK$1,513/mo
Today · 4.125%
HK$50,872
baseline
▲ 0.50% · 4.625%
HK$53,968
+HK$3,096/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,744/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,255
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,684
−HK$1,449/mo
Today · 4.125%
HK$56,133
baseline
▲ 0.50% · 4.625%
HK$59,091
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,266/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,849
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,586
−HK$1,765/mo
Today · 4.125%
HK$59,351
baseline
▲ 0.50% · 4.625%
HK$62,962
+HK$3,611/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,702/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,131
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,798
−HK$1,690/mo
Today · 4.125%
HK$65,488
baseline
▲ 0.50% · 4.625%
HK$68,940
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$130,976/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,806
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,039
−HK$2,269/mo
Today · 4.125%
HK$76,308
baseline
▲ 0.50% · 4.625%
HK$80,952
+HK$4,644/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,616/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,883
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,025
−HK$2,174/mo
Today · 4.125%
HK$84,199
baseline
▲ 0.50% · 4.625%
HK$88,637
+HK$4,438/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,398/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,045 · Scale 2, in force from 26 Feb 2026)