LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,894
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,135
−HK$1,261/mo
Today · 4.125%
HK$42,396
baseline
▲ 0.50% · 4.625%
HK$44,976
+HK$2,580/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,792/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,382
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,572
−HK$1,208/mo
Today · 4.125%
HK$46,780
baseline
▲ 0.50% · 4.625%
HK$49,246
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,560/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,873
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,362
−HK$1,513/mo
Today · 4.125%
HK$50,875
baseline
▲ 0.50% · 4.625%
HK$53,971
+HK$3,096/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,750/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,258
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,687
−HK$1,449/mo
Today · 4.125%
HK$56,136
baseline
▲ 0.50% · 4.625%
HK$59,095
+HK$2,959/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,272/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,852
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,589
−HK$1,765/mo
Today · 4.125%
HK$59,354
baseline
▲ 0.50% · 4.625%
HK$62,966
+HK$3,612/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,708/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,135
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,801
−HK$1,691/mo
Today · 4.125%
HK$65,492
baseline
▲ 0.50% · 4.625%
HK$68,944
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$130,984/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,810
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,043
−HK$2,270/mo
Today · 4.125%
HK$76,313
baseline
▲ 0.50% · 4.625%
HK$80,956
+HK$4,643/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,626/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,888
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,030
−HK$2,174/mo
Today · 4.125%
HK$84,204
baseline
▲ 0.50% · 4.625%
HK$88,642
+HK$4,438/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,408/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,083 · Scale 2, in force from 26 Feb 2026)