LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,896
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,137
−HK$1,261/mo
Today · 4.125%
HK$42,398
baseline
▲ 0.50% · 4.625%
HK$44,977
+HK$2,579/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,796/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,384
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,574
−HK$1,207/mo
Today · 4.125%
HK$46,781
baseline
▲ 0.50% · 4.625%
HK$49,247
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,562/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,875
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,364
−HK$1,513/mo
Today · 4.125%
HK$50,877
baseline
▲ 0.50% · 4.625%
HK$53,973
+HK$3,096/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,754/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,260
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,689
−HK$1,449/mo
Today · 4.125%
HK$56,138
baseline
▲ 0.50% · 4.625%
HK$59,097
+HK$2,959/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,276/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,854
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,591
−HK$1,766/mo
Today · 4.125%
HK$59,357
baseline
▲ 0.50% · 4.625%
HK$62,968
+HK$3,611/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,714/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,137
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,804
−HK$1,690/mo
Today · 4.125%
HK$65,494
baseline
▲ 0.50% · 4.625%
HK$68,946
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$130,988/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,812
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,046
−HK$2,270/mo
Today · 4.125%
HK$76,316
baseline
▲ 0.50% · 4.625%
HK$80,959
+HK$4,643/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,632/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,890
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,033
−HK$2,174/mo
Today · 4.125%
HK$84,207
baseline
▲ 0.50% · 4.625%
HK$88,645
+HK$4,438/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,414/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,106 · Scale 2, in force from 26 Feb 2026)