LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,901
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,142
−HK$1,261/mo
Today · 4.125%
HK$42,403
baseline
▲ 0.50% · 4.625%
HK$44,983
+HK$2,580/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,806/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,389
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,580
−HK$1,208/mo
Today · 4.125%
HK$46,788
baseline
▲ 0.50% · 4.625%
HK$49,254
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,576/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,881
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,370
−HK$1,514/mo
Today · 4.125%
HK$50,884
baseline
▲ 0.50% · 4.625%
HK$53,980
+HK$3,096/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,768/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,267
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,696
−HK$1,449/mo
Today · 4.125%
HK$56,145
baseline
▲ 0.50% · 4.625%
HK$59,105
+HK$2,960/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,290/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,861
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,599
−HK$1,765/mo
Today · 4.125%
HK$59,364
baseline
▲ 0.50% · 4.625%
HK$62,976
+HK$3,612/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,728/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,145
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,812
−HK$1,691/mo
Today · 4.125%
HK$65,503
baseline
▲ 0.50% · 4.625%
HK$68,955
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,006/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,822
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,056
−HK$2,269/mo
Today · 4.125%
HK$76,325
baseline
▲ 0.50% · 4.625%
HK$80,970
+HK$4,645/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,650/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,901
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,044
−HK$2,174/mo
Today · 4.125%
HK$84,218
baseline
▲ 0.50% · 4.625%
HK$88,657
+HK$4,439/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,436/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,191 · Scale 2, in force from 26 Feb 2026)