LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,901
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,143
−HK$1,261/mo
Today · 4.125%
HK$42,404
baseline
▲ 0.50% · 4.625%
HK$44,984
+HK$2,580/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,808/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,390
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,581
−HK$1,207/mo
Today · 4.125%
HK$46,788
baseline
▲ 0.50% · 4.625%
HK$49,255
+HK$2,467/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,576/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,882
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,371
−HK$1,513/mo
Today · 4.125%
HK$50,884
baseline
▲ 0.50% · 4.625%
HK$53,981
+HK$3,097/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,768/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,268
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,697
−HK$1,449/mo
Today · 4.125%
HK$56,146
baseline
▲ 0.50% · 4.625%
HK$59,105
+HK$2,959/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,292/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,862
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,600
−HK$1,765/mo
Today · 4.125%
HK$59,365
baseline
▲ 0.50% · 4.625%
HK$62,977
+HK$3,612/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,730/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,146
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,813
−HK$1,691/mo
Today · 4.125%
HK$65,504
baseline
▲ 0.50% · 4.625%
HK$68,956
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,008/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,823
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,057
−HK$2,270/mo
Today · 4.125%
HK$76,327
baseline
▲ 0.50% · 4.625%
HK$80,971
+HK$4,644/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,654/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,902
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,045
−HK$2,174/mo
Today · 4.125%
HK$84,219
baseline
▲ 0.50% · 4.625%
HK$88,658
+HK$4,439/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,438/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,201 · Scale 2, in force from 26 Feb 2026)