LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,902
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,143
−HK$1,261/mo
Today · 4.125%
HK$42,404
baseline
▲ 0.50% · 4.625%
HK$44,985
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,808/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,391
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,581
−HK$1,208/mo
Today · 4.125%
HK$46,789
baseline
▲ 0.50% · 4.625%
HK$49,255
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,578/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,883
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,372
−HK$1,513/mo
Today · 4.125%
HK$50,885
baseline
▲ 0.50% · 4.625%
HK$53,981
+HK$3,096/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,770/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,269
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,698
−HK$1,449/mo
Today · 4.125%
HK$56,147
baseline
▲ 0.50% · 4.625%
HK$59,106
+HK$2,959/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,294/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,863
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,601
−HK$1,765/mo
Today · 4.125%
HK$59,366
baseline
▲ 0.50% · 4.625%
HK$62,978
+HK$3,612/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,732/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,147
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,814
−HK$1,691/mo
Today · 4.125%
HK$65,505
baseline
▲ 0.50% · 4.625%
HK$68,957
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,010/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,824
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,058
−HK$2,270/mo
Today · 4.125%
HK$76,328
baseline
▲ 0.50% · 4.625%
HK$80,972
+HK$4,644/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,656/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,903
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,046
−HK$2,174/mo
Today · 4.125%
HK$84,220
baseline
▲ 0.50% · 4.625%
HK$88,660
+HK$4,440/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,440/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,212 · Scale 2, in force from 26 Feb 2026)