LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,904
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,145
−HK$1,261/mo
Today · 4.125%
HK$42,406
baseline
▲ 0.50% · 4.625%
HK$44,986
+HK$2,580/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,812/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,392
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,583
−HK$1,208/mo
Today · 4.125%
HK$46,791
baseline
▲ 0.50% · 4.625%
HK$49,257
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,582/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,884
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,374
−HK$1,513/mo
Today · 4.125%
HK$50,887
baseline
▲ 0.50% · 4.625%
HK$53,983
+HK$3,096/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,774/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,271
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,700
−HK$1,449/mo
Today · 4.125%
HK$56,149
baseline
▲ 0.50% · 4.625%
HK$59,109
+HK$2,960/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,298/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,865
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,603
−HK$1,765/mo
Today · 4.125%
HK$59,368
baseline
▲ 0.50% · 4.625%
HK$62,981
+HK$3,613/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,736/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,149
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,816
−HK$1,691/mo
Today · 4.125%
HK$65,507
baseline
▲ 0.50% · 4.625%
HK$68,960
+HK$3,453/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,014/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,827
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,061
−HK$2,270/mo
Today · 4.125%
HK$76,331
baseline
▲ 0.50% · 4.625%
HK$80,975
+HK$4,644/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,662/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,906
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,049
−HK$2,174/mo
Today · 4.125%
HK$84,223
baseline
▲ 0.50% · 4.625%
HK$88,663
+HK$4,440/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,446/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,236 · Scale 2, in force from 26 Feb 2026)