LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,906
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,147
−HK$1,261/mo
Today · 4.125%
HK$42,408
baseline
▲ 0.50% · 4.625%
HK$44,989
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,816/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,395
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,585
−HK$1,208/mo
Today · 4.125%
HK$46,793
baseline
▲ 0.50% · 4.625%
HK$49,260
+HK$2,467/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,586/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,887
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,376
−HK$1,514/mo
Today · 4.125%
HK$50,890
baseline
▲ 0.50% · 4.625%
HK$53,986
+HK$3,096/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,780/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,274
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,702
−HK$1,450/mo
Today · 4.125%
HK$56,152
baseline
▲ 0.50% · 4.625%
HK$59,112
+HK$2,960/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,304/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,868
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,606
−HK$1,765/mo
Today · 4.125%
HK$59,371
baseline
▲ 0.50% · 4.625%
HK$62,984
+HK$3,613/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,742/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,153
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,819
−HK$1,691/mo
Today · 4.125%
HK$65,510
baseline
▲ 0.50% · 4.625%
HK$68,964
+HK$3,454/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,020/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,830
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,065
−HK$2,270/mo
Today · 4.125%
HK$76,335
baseline
▲ 0.50% · 4.625%
HK$80,979
+HK$4,644/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,670/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,910
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,054
−HK$2,174/mo
Today · 4.125%
HK$84,228
baseline
▲ 0.50% · 4.625%
HK$88,668
+HK$4,440/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,456/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,270 · Scale 2, in force from 26 Feb 2026)