LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,906
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,147
−HK$1,262/mo
Today · 4.125%
HK$42,409
baseline
▲ 0.50% · 4.625%
HK$44,989
+HK$2,580/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,818/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,395
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,586
−HK$1,208/mo
Today · 4.125%
HK$46,794
baseline
▲ 0.50% · 4.625%
HK$49,260
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,588/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,887
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,377
−HK$1,513/mo
Today · 4.125%
HK$50,890
baseline
▲ 0.50% · 4.625%
HK$53,987
+HK$3,097/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,780/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,274
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,703
−HK$1,449/mo
Today · 4.125%
HK$56,152
baseline
▲ 0.50% · 4.625%
HK$59,112
+HK$2,960/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,304/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,869
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,606
−HK$1,766/mo
Today · 4.125%
HK$59,372
baseline
▲ 0.50% · 4.625%
HK$62,985
+HK$3,613/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,744/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,153
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,820
−HK$1,691/mo
Today · 4.125%
HK$65,511
baseline
▲ 0.50% · 4.625%
HK$68,964
+HK$3,453/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,022/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,831
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,065
−HK$2,270/mo
Today · 4.125%
HK$76,335
baseline
▲ 0.50% · 4.625%
HK$80,980
+HK$4,645/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,670/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,911
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,054
−HK$2,175/mo
Today · 4.125%
HK$84,229
baseline
▲ 0.50% · 4.625%
HK$88,668
+HK$4,439/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,458/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,277 · Scale 2, in force from 26 Feb 2026)