LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,908
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,150
−HK$1,261/mo
Today · 4.125%
HK$42,411
baseline
▲ 0.50% · 4.625%
HK$44,991
+HK$2,580/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,822/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,397
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,588
−HK$1,208/mo
Today · 4.125%
HK$46,796
baseline
▲ 0.50% · 4.625%
HK$49,263
+HK$2,467/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,592/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,890
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,379
−HK$1,514/mo
Today · 4.125%
HK$50,893
baseline
▲ 0.50% · 4.625%
HK$53,990
+HK$3,097/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,786/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,277
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,706
−HK$1,449/mo
Today · 4.125%
HK$56,155
baseline
▲ 0.50% · 4.625%
HK$59,115
+HK$2,960/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,310/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,871
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,609
−HK$1,766/mo
Today · 4.125%
HK$59,375
baseline
▲ 0.50% · 4.625%
HK$62,988
+HK$3,613/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,750/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,156
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,823
−HK$1,692/mo
Today · 4.125%
HK$65,515
baseline
▲ 0.50% · 4.625%
HK$68,968
+HK$3,453/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,030/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,835
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,069
−HK$2,270/mo
Today · 4.125%
HK$76,339
baseline
▲ 0.50% · 4.625%
HK$80,985
+HK$4,646/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,678/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,915
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,059
−HK$2,174/mo
Today · 4.125%
HK$84,233
baseline
▲ 0.50% · 4.625%
HK$88,673
+HK$4,440/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,466/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,312 · Scale 2, in force from 26 Feb 2026)