LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,909
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,150
−HK$1,261/mo
Today · 4.125%
HK$42,411
baseline
▲ 0.50% · 4.625%
HK$44,992
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,822/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,398
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,589
−HK$1,208/mo
Today · 4.125%
HK$46,797
baseline
▲ 0.50% · 4.625%
HK$49,263
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,594/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,890
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,380
−HK$1,514/mo
Today · 4.125%
HK$50,894
baseline
▲ 0.50% · 4.625%
HK$53,990
+HK$3,096/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,788/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,278
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,706
−HK$1,450/mo
Today · 4.125%
HK$56,156
baseline
▲ 0.50% · 4.625%
HK$59,116
+HK$2,960/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,312/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,872
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,610
−HK$1,766/mo
Today · 4.125%
HK$59,376
baseline
▲ 0.50% · 4.625%
HK$62,989
+HK$3,613/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,752/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,157
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,824
−HK$1,691/mo
Today · 4.125%
HK$65,515
baseline
▲ 0.50% · 4.625%
HK$68,969
+HK$3,454/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,030/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,836
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,070
−HK$2,270/mo
Today · 4.125%
HK$76,340
baseline
▲ 0.50% · 4.625%
HK$80,985
+HK$4,645/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,680/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,916
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,060
−HK$2,174/mo
Today · 4.125%
HK$84,234
baseline
▲ 0.50% · 4.625%
HK$88,674
+HK$4,440/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,468/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,319 · Scale 2, in force from 26 Feb 2026)