LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,910
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,152
−HK$1,261/mo
Today · 4.125%
HK$42,413
baseline
▲ 0.50% · 4.625%
HK$44,994
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,826/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,400
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,590
−HK$1,208/mo
Today · 4.125%
HK$46,798
baseline
▲ 0.50% · 4.625%
HK$49,265
+HK$2,467/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,596/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,892
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,382
−HK$1,513/mo
Today · 4.125%
HK$50,895
baseline
▲ 0.50% · 4.625%
HK$53,992
+HK$3,097/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,790/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,280
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,709
−HK$1,449/mo
Today · 4.125%
HK$56,158
baseline
▲ 0.50% · 4.625%
HK$59,118
+HK$2,960/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,316/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,874
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,612
−HK$1,766/mo
Today · 4.125%
HK$59,378
baseline
▲ 0.50% · 4.625%
HK$62,991
+HK$3,613/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,756/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,160
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,827
−HK$1,691/mo
Today · 4.125%
HK$65,518
baseline
▲ 0.50% · 4.625%
HK$68,971
+HK$3,453/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,036/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,838
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,073
−HK$2,270/mo
Today · 4.125%
HK$76,343
baseline
▲ 0.50% · 4.625%
HK$80,989
+HK$4,646/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,686/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,919
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,063
−HK$2,174/mo
Today · 4.125%
HK$84,237
baseline
▲ 0.50% · 4.625%
HK$88,677
+HK$4,440/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,474/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,344 · Scale 2, in force from 26 Feb 2026)