LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,912
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,154
−HK$1,261/mo
Today · 4.125%
HK$42,415
baseline
▲ 0.50% · 4.625%
HK$44,996
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,830/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,402
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,593
−HK$1,208/mo
Today · 4.125%
HK$46,801
baseline
▲ 0.50% · 4.625%
HK$49,268
+HK$2,467/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,602/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,895
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,385
−HK$1,513/mo
Today · 4.125%
HK$50,898
baseline
▲ 0.50% · 4.625%
HK$53,995
+HK$3,097/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,796/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,283
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,712
−HK$1,449/mo
Today · 4.125%
HK$56,161
baseline
▲ 0.50% · 4.625%
HK$59,122
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,322/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,877
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,615
−HK$1,766/mo
Today · 4.125%
HK$59,381
baseline
▲ 0.50% · 4.625%
HK$62,995
+HK$3,614/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,762/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,163
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,830
−HK$1,691/mo
Today · 4.125%
HK$65,521
baseline
▲ 0.50% · 4.625%
HK$68,975
+HK$3,454/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,042/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,842
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,077
−HK$2,270/mo
Today · 4.125%
HK$76,347
baseline
▲ 0.50% · 4.625%
HK$80,993
+HK$4,646/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,694/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,924
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,067
−HK$2,175/mo
Today · 4.125%
HK$84,242
baseline
▲ 0.50% · 4.625%
HK$88,682
+HK$4,440/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,484/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,381 · Scale 2, in force from 26 Feb 2026)