LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,913
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,155
−HK$1,261/mo
Today · 4.125%
HK$42,416
baseline
▲ 0.50% · 4.625%
HK$44,997
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,832/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,403
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,594
−HK$1,208/mo
Today · 4.125%
HK$46,802
baseline
▲ 0.50% · 4.625%
HK$49,269
+HK$2,467/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,604/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,896
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,386
−HK$1,513/mo
Today · 4.125%
HK$50,899
baseline
▲ 0.50% · 4.625%
HK$53,997
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,798/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,284
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,713
−HK$1,450/mo
Today · 4.125%
HK$56,163
baseline
▲ 0.50% · 4.625%
HK$59,123
+HK$2,960/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,326/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,879
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,617
−HK$1,766/mo
Today · 4.125%
HK$59,383
baseline
▲ 0.50% · 4.625%
HK$62,996
+HK$3,613/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,766/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,164
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,832
−HK$1,691/mo
Today · 4.125%
HK$65,523
baseline
▲ 0.50% · 4.625%
HK$68,977
+HK$3,454/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,046/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,844
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,079
−HK$2,270/mo
Today · 4.125%
HK$76,349
baseline
▲ 0.50% · 4.625%
HK$80,995
+HK$4,646/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,698/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,926
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,069
−HK$2,175/mo
Today · 4.125%
HK$84,244
baseline
▲ 0.50% · 4.625%
HK$88,684
+HK$4,440/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,488/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,395 · Scale 2, in force from 26 Feb 2026)