LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,915
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,156
−HK$1,261/mo
Today · 4.125%
HK$42,417
baseline
▲ 0.50% · 4.625%
HK$44,999
+HK$2,582/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,834/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,404
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,595
−HK$1,209/mo
Today · 4.125%
HK$46,804
baseline
▲ 0.50% · 4.625%
HK$49,271
+HK$2,467/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,608/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,897
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,387
−HK$1,514/mo
Today · 4.125%
HK$50,901
baseline
▲ 0.50% · 4.625%
HK$53,998
+HK$3,097/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,802/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,285
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,714
−HK$1,450/mo
Today · 4.125%
HK$56,164
baseline
▲ 0.50% · 4.625%
HK$59,125
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,328/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,880
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,619
−HK$1,765/mo
Today · 4.125%
HK$59,384
baseline
▲ 0.50% · 4.625%
HK$62,998
+HK$3,614/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,768/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,166
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,834
−HK$1,691/mo
Today · 4.125%
HK$65,525
baseline
▲ 0.50% · 4.625%
HK$68,979
+HK$3,454/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,050/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,846
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,081
−HK$2,270/mo
Today · 4.125%
HK$76,351
baseline
▲ 0.50% · 4.625%
HK$80,997
+HK$4,646/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,702/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,928
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,072
−HK$2,174/mo
Today · 4.125%
HK$84,246
baseline
▲ 0.50% · 4.625%
HK$88,687
+HK$4,441/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,492/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,415 · Scale 2, in force from 26 Feb 2026)