LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,917
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,159
−HK$1,261/mo
Today · 4.125%
HK$42,420
baseline
▲ 0.50% · 4.625%
HK$45,001
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,840/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,407
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,598
−HK$1,209/mo
Today · 4.125%
HK$46,807
baseline
▲ 0.50% · 4.625%
HK$49,274
+HK$2,467/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,614/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,900
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,390
−HK$1,514/mo
Today · 4.125%
HK$50,904
baseline
▲ 0.50% · 4.625%
HK$54,002
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,808/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,289
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,718
−HK$1,450/mo
Today · 4.125%
HK$56,168
baseline
▲ 0.50% · 4.625%
HK$59,129
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,336/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,884
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,622
−HK$1,766/mo
Today · 4.125%
HK$59,388
baseline
▲ 0.50% · 4.625%
HK$63,002
+HK$3,614/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,776/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,170
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,838
−HK$1,691/mo
Today · 4.125%
HK$65,529
baseline
▲ 0.50% · 4.625%
HK$68,983
+HK$3,454/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,058/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,851
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,086
−HK$2,270/mo
Today · 4.125%
HK$76,356
baseline
▲ 0.50% · 4.625%
HK$81,003
+HK$4,647/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$152,712/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,933
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,077
−HK$2,175/mo
Today · 4.125%
HK$84,252
baseline
▲ 0.50% · 4.625%
HK$88,693
+HK$4,441/mo
Deposit HK$1.75M · loan HK$15.75M · min. income ≈ HK$168,504/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,458 · Scale 2, in force from 26 Feb 2026)