LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,917
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,159
−HK$1,262/mo
Today · 4.125%
HK$42,421
baseline
▲ 0.50% · 4.625%
HK$45,002
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,842/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,408
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,599
−HK$1,208/mo
Today · 4.125%
HK$46,807
baseline
▲ 0.50% · 4.625%
HK$49,274
+HK$2,467/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,614/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,901
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,391
−HK$1,514/mo
Today · 4.125%
HK$50,905
baseline
▲ 0.50% · 4.625%
HK$54,002
+HK$3,097/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,810/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,289
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,718
−HK$1,450/mo
Today · 4.125%
HK$56,168
baseline
▲ 0.50% · 4.625%
HK$59,129
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,336/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,884
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,623
−HK$1,766/mo
Today · 4.125%
HK$59,389
baseline
▲ 0.50% · 4.625%
HK$63,002
+HK$3,613/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,778/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,171
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,838
−HK$1,692/mo
Today · 4.125%
HK$65,530
baseline
▲ 0.50% · 4.625%
HK$68,984
+HK$3,454/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,060/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,851
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,086
−HK$2,271/mo
Today · 4.125%
HK$76,357
baseline
▲ 0.50% · 4.625%
HK$81,003
+HK$4,646/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,714/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,934
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,078
−HK$2,174/mo
Today · 4.125%
HK$84,252
baseline
▲ 0.50% · 4.625%
HK$88,693
+HK$4,441/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,504/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,462 · Scale 2, in force from 26 Feb 2026)