LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,918
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,160
−HK$1,261/mo
Today · 4.125%
HK$42,421
baseline
▲ 0.50% · 4.625%
HK$45,002
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,842/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,408
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,599
−HK$1,209/mo
Today · 4.125%
HK$46,808
baseline
▲ 0.50% · 4.625%
HK$49,275
+HK$2,467/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,616/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,902
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,392
−HK$1,513/mo
Today · 4.125%
HK$50,905
baseline
▲ 0.50% · 4.625%
HK$54,003
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,810/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,290
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,719
−HK$1,450/mo
Today · 4.125%
HK$56,169
baseline
▲ 0.50% · 4.625%
HK$59,130
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,338/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,885
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,624
−HK$1,766/mo
Today · 4.125%
HK$59,390
baseline
▲ 0.50% · 4.625%
HK$63,003
+HK$3,613/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,780/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,172
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,839
−HK$1,692/mo
Today · 4.125%
HK$65,531
baseline
▲ 0.50% · 4.625%
HK$68,985
+HK$3,454/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,062/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,852
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,087
−HK$2,271/mo
Today · 4.125%
HK$76,358
baseline
▲ 0.50% · 4.625%
HK$81,004
+HK$4,646/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,716/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,935
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,079
−HK$2,175/mo
Today · 4.125%
HK$84,254
baseline
▲ 0.50% · 4.625%
HK$88,695
+HK$4,441/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,508/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,473 · Scale 2, in force from 26 Feb 2026)