LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,918
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,160
−HK$1,262/mo
Today · 4.125%
HK$42,422
baseline
▲ 0.50% · 4.625%
HK$45,003
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,844/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,409
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,600
−HK$1,208/mo
Today · 4.125%
HK$46,808
baseline
▲ 0.50% · 4.625%
HK$49,276
+HK$2,468/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,616/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,902
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,392
−HK$1,514/mo
Today · 4.125%
HK$50,906
baseline
▲ 0.50% · 4.625%
HK$54,004
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,812/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,291
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,720
−HK$1,450/mo
Today · 4.125%
HK$56,170
baseline
▲ 0.50% · 4.625%
HK$59,131
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,340/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,886
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,624
−HK$1,766/mo
Today · 4.125%
HK$59,390
baseline
▲ 0.50% · 4.625%
HK$63,004
+HK$3,614/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,780/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,172
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,840
−HK$1,691/mo
Today · 4.125%
HK$65,531
baseline
▲ 0.50% · 4.625%
HK$68,986
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,062/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,853
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,088
−HK$2,271/mo
Today · 4.125%
HK$76,359
baseline
▲ 0.50% · 4.625%
HK$81,005
+HK$4,646/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,718/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,936
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,080
−HK$2,175/mo
Today · 4.125%
HK$84,255
baseline
▲ 0.50% · 4.625%
HK$88,696
+HK$4,441/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,510/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,481 · Scale 2, in force from 26 Feb 2026)