LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,920
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,161
−HK$1,262/mo
Today · 4.125%
HK$42,423
baseline
▲ 0.50% · 4.625%
HK$45,004
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,846/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,410
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,601
−HK$1,208/mo
Today · 4.125%
HK$46,809
baseline
▲ 0.50% · 4.625%
HK$49,277
+HK$2,468/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,618/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,904
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,394
−HK$1,513/mo
Today · 4.125%
HK$50,907
baseline
▲ 0.50% · 4.625%
HK$54,005
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,814/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,292
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,721
−HK$1,450/mo
Today · 4.125%
HK$56,171
baseline
▲ 0.50% · 4.625%
HK$59,132
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,342/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,887
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,626
−HK$1,766/mo
Today · 4.125%
HK$59,392
baseline
▲ 0.50% · 4.625%
HK$63,006
+HK$3,614/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,784/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,174
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,842
−HK$1,691/mo
Today · 4.125%
HK$65,533
baseline
▲ 0.50% · 4.625%
HK$68,988
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,066/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,855
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,090
−HK$2,271/mo
Today · 4.125%
HK$76,361
baseline
▲ 0.50% · 4.625%
HK$81,008
+HK$4,647/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,722/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,938
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,082
−HK$2,175/mo
Today · 4.125%
HK$84,257
baseline
▲ 0.50% · 4.625%
HK$88,698
+HK$4,441/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,514/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,499 · Scale 2, in force from 26 Feb 2026)