LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,920
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,162
−HK$1,262/mo
Today · 4.125%
HK$42,424
baseline
▲ 0.50% · 4.625%
HK$45,005
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,848/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,411
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,602
−HK$1,208/mo
Today · 4.125%
HK$46,810
baseline
▲ 0.50% · 4.625%
HK$49,278
+HK$2,468/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,620/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,904
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,394
−HK$1,514/mo
Today · 4.125%
HK$50,908
baseline
▲ 0.50% · 4.625%
HK$54,006
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,816/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,293
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,722
−HK$1,450/mo
Today · 4.125%
HK$56,172
baseline
▲ 0.50% · 4.625%
HK$59,133
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,344/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,888
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,627
−HK$1,766/mo
Today · 4.125%
HK$59,393
baseline
▲ 0.50% · 4.625%
HK$63,007
+HK$3,614/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,786/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,175
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,843
−HK$1,691/mo
Today · 4.125%
HK$65,534
baseline
▲ 0.50% · 4.625%
HK$68,989
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,068/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,856
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,092
−HK$2,270/mo
Today · 4.125%
HK$76,362
baseline
▲ 0.50% · 4.625%
HK$81,009
+HK$4,647/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,724/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,940
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,083
−HK$2,175/mo
Today · 4.125%
HK$84,258
baseline
▲ 0.50% · 4.625%
HK$88,700
+HK$4,442/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,516/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,509 · Scale 2, in force from 26 Feb 2026)