LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,921
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,163
−HK$1,261/mo
Today · 4.125%
HK$42,424
baseline
▲ 0.50% · 4.625%
HK$45,006
+HK$2,582/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,848/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,411
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,603
−HK$1,208/mo
Today · 4.125%
HK$46,811
baseline
▲ 0.50% · 4.625%
HK$49,278
+HK$2,467/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,622/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,905
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,395
−HK$1,514/mo
Today · 4.125%
HK$50,909
baseline
▲ 0.50% · 4.625%
HK$54,007
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,818/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,294
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,723
−HK$1,450/mo
Today · 4.125%
HK$56,173
baseline
▲ 0.50% · 4.625%
HK$59,134
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,346/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,889
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,628
−HK$1,766/mo
Today · 4.125%
HK$59,394
baseline
▲ 0.50% · 4.625%
HK$63,008
+HK$3,614/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,788/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,176
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,844
−HK$1,691/mo
Today · 4.125%
HK$65,535
baseline
▲ 0.50% · 4.625%
HK$68,990
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$131,070/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,857
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,093
−HK$2,270/mo
Today · 4.125%
HK$76,363
baseline
▲ 0.50% · 4.625%
HK$81,010
+HK$4,647/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,726/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,941
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,085
−HK$2,175/mo
Today · 4.125%
HK$84,260
baseline
▲ 0.50% · 4.625%
HK$88,701
+HK$4,441/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,520/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,518 · Scale 2, in force from 26 Feb 2026)