LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,921
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,163
−HK$1,262/mo
Today · 4.125%
HK$42,425
baseline
▲ 0.50% · 4.625%
HK$45,006
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,850/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,412
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,603
−HK$1,208/mo
Today · 4.125%
HK$46,811
baseline
▲ 0.50% · 4.625%
HK$49,279
+HK$2,468/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,622/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,906
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,396
−HK$1,514/mo
Today · 4.125%
HK$50,910
baseline
▲ 0.50% · 4.625%
HK$54,007
+HK$3,097/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,820/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,294
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,724
−HK$1,450/mo
Today · 4.125%
HK$56,174
baseline
▲ 0.50% · 4.625%
HK$59,135
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,348/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,890
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,628
−HK$1,767/mo
Today · 4.125%
HK$59,395
baseline
▲ 0.50% · 4.625%
HK$63,009
+HK$3,614/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,790/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,177
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,844
−HK$1,692/mo
Today · 4.125%
HK$65,536
baseline
▲ 0.50% · 4.625%
HK$68,991
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,072/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,858
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,093
−HK$2,271/mo
Today · 4.125%
HK$76,364
baseline
▲ 0.50% · 4.625%
HK$81,011
+HK$4,647/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,728/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,942
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,086
−HK$2,175/mo
Today · 4.125%
HK$84,261
baseline
▲ 0.50% · 4.625%
HK$88,702
+HK$4,441/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,522/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,526 · Scale 2, in force from 26 Feb 2026)