LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,924
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,166
−HK$1,262/mo
Today · 4.125%
HK$42,428
baseline
▲ 0.50% · 4.625%
HK$45,009
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,856/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,415
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,607
−HK$1,208/mo
Today · 4.125%
HK$46,815
baseline
▲ 0.50% · 4.625%
HK$49,283
+HK$2,468/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,630/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,909
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,399
−HK$1,514/mo
Today · 4.125%
HK$50,913
baseline
▲ 0.50% · 4.625%
HK$54,011
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$101,826/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,298
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,728
−HK$1,450/mo
Today · 4.125%
HK$56,178
baseline
▲ 0.50% · 4.625%
HK$59,139
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$112,356/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,894
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,633
−HK$1,766/mo
Today · 4.125%
HK$59,399
baseline
▲ 0.50% · 4.625%
HK$63,013
+HK$3,614/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,798/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,181
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,849
−HK$1,692/mo
Today · 4.125%
HK$65,541
baseline
▲ 0.50% · 4.625%
HK$68,996
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,082/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,864
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,099
−HK$2,271/mo
Today · 4.125%
HK$76,370
baseline
▲ 0.50% · 4.625%
HK$81,017
+HK$4,647/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,740/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,948
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,092
−HK$2,175/mo
Today · 4.125%
HK$84,267
baseline
▲ 0.50% · 4.625%
HK$88,709
+HK$4,442/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,534/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,575 · Scale 2, in force from 26 Feb 2026)