LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,925
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,166
−HK$1,262/mo
Today · 4.125%
HK$42,428
baseline
▲ 0.50% · 4.625%
HK$45,010
+HK$2,582/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,856/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,416
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,607
−HK$1,208/mo
Today · 4.125%
HK$46,815
baseline
▲ 0.50% · 4.625%
HK$49,283
+HK$2,468/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,630/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,909
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,400
−HK$1,514/mo
Today · 4.125%
HK$50,914
baseline
▲ 0.50% · 4.625%
HK$54,012
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$101,828/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,299
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,728
−HK$1,450/mo
Today · 4.125%
HK$56,178
baseline
▲ 0.50% · 4.625%
HK$59,140
+HK$2,962/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$112,356/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,894
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,633
−HK$1,766/mo
Today · 4.125%
HK$59,399
baseline
▲ 0.50% · 4.625%
HK$63,014
+HK$3,615/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,798/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,182
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,850
−HK$1,691/mo
Today · 4.125%
HK$65,541
baseline
▲ 0.50% · 4.625%
HK$68,996
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,082/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,864
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,100
−HK$2,271/mo
Today · 4.125%
HK$76,371
baseline
▲ 0.50% · 4.625%
HK$81,018
+HK$4,647/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,742/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,948
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,092
−HK$2,175/mo
Today · 4.125%
HK$84,267
baseline
▲ 0.50% · 4.625%
HK$88,709
+HK$4,442/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,534/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,580 · Scale 2, in force from 26 Feb 2026)