LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,926
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,168
−HK$1,261/mo
Today · 4.125%
HK$42,429
baseline
▲ 0.50% · 4.625%
HK$45,011
+HK$2,582/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,858/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,417
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,608
−HK$1,209/mo
Today · 4.125%
HK$46,817
baseline
▲ 0.50% · 4.625%
HK$49,285
+HK$2,468/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,634/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,911
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,401
−HK$1,514/mo
Today · 4.125%
HK$50,915
baseline
▲ 0.50% · 4.625%
HK$54,013
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$101,830/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,300
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,730
−HK$1,450/mo
Today · 4.125%
HK$56,180
baseline
▲ 0.50% · 4.625%
HK$59,141
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$112,360/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,896
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,635
−HK$1,766/mo
Today · 4.125%
HK$59,401
baseline
▲ 0.50% · 4.625%
HK$63,016
+HK$3,615/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,802/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,184
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,852
−HK$1,691/mo
Today · 4.125%
HK$65,543
baseline
▲ 0.50% · 4.625%
HK$68,998
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,086/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,866
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,102
−HK$2,271/mo
Today · 4.125%
HK$76,373
baseline
▲ 0.50% · 4.625%
HK$81,020
+HK$4,647/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,746/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,951
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,095
−HK$2,175/mo
Today · 4.125%
HK$84,270
baseline
▲ 0.50% · 4.625%
HK$88,712
+HK$4,442/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,540/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,600 · Scale 2, in force from 26 Feb 2026)