LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,927
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,169
−HK$1,262/mo
Today · 4.125%
HK$42,431
baseline
▲ 0.50% · 4.625%
HK$45,012
+HK$2,581/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,862/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,418
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,609
−HK$1,209/mo
Today · 4.125%
HK$46,818
baseline
▲ 0.50% · 4.625%
HK$49,286
+HK$2,468/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,636/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,912
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,403
−HK$1,514/mo
Today · 4.125%
HK$50,917
baseline
▲ 0.50% · 4.625%
HK$54,015
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$101,834/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,302
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,731
−HK$1,451/mo
Today · 4.125%
HK$56,182
baseline
▲ 0.50% · 4.625%
HK$59,143
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$112,364/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,898
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,636
−HK$1,767/mo
Today · 4.125%
HK$59,403
baseline
▲ 0.50% · 4.625%
HK$63,017
+HK$3,614/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,806/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,185
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,853
−HK$1,692/mo
Today · 4.125%
HK$65,545
baseline
▲ 0.50% · 4.625%
HK$69,000
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,090/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,868
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,104
−HK$2,271/mo
Today · 4.125%
HK$76,375
baseline
▲ 0.50% · 4.625%
HK$81,022
+HK$4,647/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,750/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,953
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,097
−HK$2,175/mo
Today · 4.125%
HK$84,272
baseline
▲ 0.50% · 4.625%
HK$88,714
+HK$4,442/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,544/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,618 · Scale 2, in force from 26 Feb 2026)