LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,927
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,169
−HK$1,262/mo
Today · 4.125%
HK$42,431
baseline
▲ 0.50% · 4.625%
HK$45,013
+HK$2,582/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,862/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,419
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,610
−HK$1,208/mo
Today · 4.125%
HK$46,818
baseline
▲ 0.50% · 4.625%
HK$49,286
+HK$2,468/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,636/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,913
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,403
−HK$1,514/mo
Today · 4.125%
HK$50,917
baseline
▲ 0.50% · 4.625%
HK$54,015
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$101,834/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,302
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,732
−HK$1,450/mo
Today · 4.125%
HK$56,182
baseline
▲ 0.50% · 4.625%
HK$59,143
+HK$2,961/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$112,364/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,898
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,637
−HK$1,766/mo
Today · 4.125%
HK$59,403
baseline
▲ 0.50% · 4.625%
HK$63,018
+HK$3,615/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,806/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,186
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,854
−HK$1,692/mo
Today · 4.125%
HK$65,546
baseline
▲ 0.50% · 4.625%
HK$69,001
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,092/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,869
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,104
−HK$2,272/mo
Today · 4.125%
HK$76,376
baseline
▲ 0.50% · 4.625%
HK$81,023
+HK$4,647/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,752/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,953
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,098
−HK$2,175/mo
Today · 4.125%
HK$84,273
baseline
▲ 0.50% · 4.625%
HK$88,715
+HK$4,442/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,546/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,624 · Scale 2, in force from 26 Feb 2026)