LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,927
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,169
−HK$1,262/mo
Today · 4.125%
HK$42,431
baseline
▲ 0.50% · 4.625%
HK$45,013
+HK$2,582/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,862/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,419
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,610
−HK$1,209/mo
Today · 4.125%
HK$46,819
baseline
▲ 0.50% · 4.625%
HK$49,286
+HK$2,467/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,638/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,913
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,403
−HK$1,514/mo
Today · 4.125%
HK$50,917
baseline
▲ 0.50% · 4.625%
HK$54,016
+HK$3,099/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$101,834/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,303
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,732
−HK$1,450/mo
Today · 4.125%
HK$56,182
baseline
▲ 0.50% · 4.625%
HK$59,144
+HK$2,962/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$112,364/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,898
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,637
−HK$1,767/mo
Today · 4.125%
HK$59,404
baseline
▲ 0.50% · 4.625%
HK$63,018
+HK$3,614/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,808/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,186
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,854
−HK$1,692/mo
Today · 4.125%
HK$65,546
baseline
▲ 0.50% · 4.625%
HK$69,001
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,092/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,869
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,105
−HK$2,271/mo
Today · 4.125%
HK$76,376
baseline
▲ 0.50% · 4.625%
HK$81,023
+HK$4,647/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,752/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,954
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,098
−HK$2,175/mo
Today · 4.125%
HK$84,273
baseline
▲ 0.50% · 4.625%
HK$88,716
+HK$4,443/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,546/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,627 · Scale 2, in force from 26 Feb 2026)