LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,928
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,170
−HK$1,262/mo
Today · 4.125%
HK$42,432
baseline
▲ 0.50% · 4.625%
HK$45,014
+HK$2,582/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,864/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,420
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,611
−HK$1,208/mo
Today · 4.125%
HK$46,819
baseline
▲ 0.50% · 4.625%
HK$49,287
+HK$2,468/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,638/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,914
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,404
−HK$1,514/mo
Today · 4.125%
HK$50,918
baseline
▲ 0.50% · 4.625%
HK$54,017
+HK$3,099/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$101,836/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,304
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,733
−HK$1,450/mo
Today · 4.125%
HK$56,183
baseline
▲ 0.50% · 4.625%
HK$59,145
+HK$2,962/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$112,366/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,899
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,638
−HK$1,767/mo
Today · 4.125%
HK$59,405
baseline
▲ 0.50% · 4.625%
HK$63,019
+HK$3,614/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,810/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,187
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,855
−HK$1,692/mo
Today · 4.125%
HK$65,547
baseline
▲ 0.50% · 4.625%
HK$69,002
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,094/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,871
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,106
−HK$2,272/mo
Today · 4.125%
HK$76,378
baseline
▲ 0.50% · 4.625%
HK$81,025
+HK$4,647/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,756/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,955
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,100
−HK$2,175/mo
Today · 4.125%
HK$84,275
baseline
▲ 0.50% · 4.625%
HK$88,717
+HK$4,442/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,550/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,639 · Scale 2, in force from 26 Feb 2026)