LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,930
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,172
−HK$1,262/mo
Today · 4.125%
HK$42,434
baseline
▲ 0.50% · 4.625%
HK$45,015
+HK$2,581/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,868/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,421
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,613
−HK$1,208/mo
Today · 4.125%
HK$46,821
baseline
▲ 0.50% · 4.625%
HK$49,289
+HK$2,468/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,642/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,915
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,406
−HK$1,514/mo
Today · 4.125%
HK$50,920
baseline
▲ 0.50% · 4.625%
HK$54,019
+HK$3,099/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$101,840/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,306
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,735
−HK$1,450/mo
Today · 4.125%
HK$56,185
baseline
▲ 0.50% · 4.625%
HK$59,147
+HK$2,962/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$112,370/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,901
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,640
−HK$1,767/mo
Today · 4.125%
HK$59,407
baseline
▲ 0.50% · 4.625%
HK$63,022
+HK$3,615/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,814/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,190
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,858
−HK$1,692/mo
Today · 4.125%
HK$65,550
baseline
▲ 0.50% · 4.625%
HK$69,005
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,100/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,873
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,109
−HK$2,271/mo
Today · 4.125%
HK$76,380
baseline
▲ 0.50% · 4.625%
HK$81,028
+HK$4,648/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,760/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,958
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,103
−HK$2,175/mo
Today · 4.125%
HK$84,278
baseline
▲ 0.50% · 4.625%
HK$88,721
+HK$4,443/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,556/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,663 · Scale 2, in force from 26 Feb 2026)