LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,931
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,173
−HK$1,262/mo
Today · 4.125%
HK$42,435
baseline
▲ 0.50% · 4.625%
HK$45,017
+HK$2,582/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,870/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,423
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,614
−HK$1,209/mo
Today · 4.125%
HK$46,823
baseline
▲ 0.50% · 4.625%
HK$49,291
+HK$2,468/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,646/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,917
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,408
−HK$1,514/mo
Today · 4.125%
HK$50,922
baseline
▲ 0.50% · 4.625%
HK$54,020
+HK$3,098/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$101,844/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,307
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,737
−HK$1,450/mo
Today · 4.125%
HK$56,187
baseline
▲ 0.50% · 4.625%
HK$59,149
+HK$2,962/mo
Deposit HK$7.00M · loan HK$10.51M · min. income ≈ HK$112,374/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,903
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,642
−HK$1,767/mo
Today · 4.125%
HK$59,409
baseline
▲ 0.50% · 4.625%
HK$63,024
+HK$3,615/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,818/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,192
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,860
−HK$1,692/mo
Today · 4.125%
HK$65,552
baseline
▲ 0.50% · 4.625%
HK$69,007
+HK$3,455/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,104/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,876
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,111
−HK$2,272/mo
Today · 4.125%
HK$76,383
baseline
▲ 0.50% · 4.625%
HK$81,031
+HK$4,648/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,766/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,961
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,105
−HK$2,176/mo
Today · 4.125%
HK$84,281
baseline
▲ 0.50% · 4.625%
HK$88,723
+HK$4,442/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,562/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,684 · Scale 2, in force from 26 Feb 2026)