LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,934
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,176
−HK$1,262/mo
Today · 4.125%
HK$42,438
baseline
▲ 0.50% · 4.625%
HK$45,021
+HK$2,583/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,876/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,426
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,618
−HK$1,208/mo
Today · 4.125%
HK$46,826
baseline
▲ 0.50% · 4.625%
HK$49,295
+HK$2,469/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,652/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,921
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,411
−HK$1,515/mo
Today · 4.125%
HK$50,926
baseline
▲ 0.50% · 4.625%
HK$54,025
+HK$3,099/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,852/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,311
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,741
−HK$1,451/mo
Today · 4.125%
HK$56,192
baseline
▲ 0.50% · 4.625%
HK$59,154
+HK$2,962/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,384/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,908
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,647
−HK$1,767/mo
Today · 4.125%
HK$59,414
baseline
▲ 0.50% · 4.625%
HK$63,029
+HK$3,615/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,828/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,197
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,865
−HK$1,692/mo
Today · 4.125%
HK$65,557
baseline
▲ 0.50% · 4.625%
HK$69,013
+HK$3,456/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,114/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,881
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$74,117
−HK$2,272/mo
Today · 4.125%
HK$76,389
baseline
▲ 0.50% · 4.625%
HK$81,037
+HK$4,648/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,778/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,967
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,112
−HK$2,176/mo
Today · 4.125%
HK$84,288
baseline
▲ 0.50% · 4.625%
HK$88,731
+HK$4,443/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,576/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,737 · Scale 2, in force from 26 Feb 2026)