LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,938
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,181
−HK$1,262/mo
Today · 4.125%
HK$42,443
baseline
▲ 0.50% · 4.625%
HK$45,025
+HK$2,582/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,886/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,431
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,623
−HK$1,209/mo
Today · 4.125%
HK$46,832
baseline
▲ 0.50% · 4.625%
HK$49,300
+HK$2,468/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,664/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,926
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,417
−HK$1,514/mo
Today · 4.125%
HK$50,931
baseline
▲ 0.50% · 4.625%
HK$54,031
+HK$3,100/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,862/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,317
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,747
−HK$1,451/mo
Today · 4.125%
HK$56,198
baseline
▲ 0.50% · 4.625%
HK$59,160
+HK$2,962/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,396/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,914
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,653
−HK$1,767/mo
Today · 4.125%
HK$59,420
baseline
▲ 0.50% · 4.625%
HK$63,036
+HK$3,616/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,840/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,203
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,872
−HK$1,692/mo
Today · 4.125%
HK$65,564
baseline
▲ 0.50% · 4.625%
HK$69,020
+HK$3,456/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,128/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,889
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$74,125
−HK$2,272/mo
Today · 4.125%
HK$76,397
baseline
▲ 0.50% · 4.625%
HK$81,046
+HK$4,649/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,794/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,976
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,121
−HK$2,176/mo
Today · 4.125%
HK$84,297
baseline
▲ 0.50% · 4.625%
HK$88,740
+HK$4,443/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,594/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,808 · Scale 2, in force from 26 Feb 2026)