LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,939
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,182
−HK$1,262/mo
Today · 4.125%
HK$42,444
baseline
▲ 0.50% · 4.625%
HK$45,026
+HK$2,582/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,888/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,432
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,624
−HK$1,208/mo
Today · 4.125%
HK$46,832
baseline
▲ 0.50% · 4.625%
HK$49,301
+HK$2,469/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,664/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$656,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,927
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,418
−HK$1,514/mo
Today · 4.125%
HK$50,932
baseline
▲ 0.50% · 4.625%
HK$54,032
+HK$3,100/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,864/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,318
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,748
−HK$1,451/mo
Today · 4.125%
HK$56,199
baseline
▲ 0.50% · 4.625%
HK$59,161
+HK$2,962/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,398/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,915
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,654
−HK$1,767/mo
Today · 4.125%
HK$59,421
baseline
▲ 0.50% · 4.625%
HK$63,037
+HK$3,616/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,842/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,205
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,873
−HK$1,692/mo
Today · 4.125%
HK$65,565
baseline
▲ 0.50% · 4.625%
HK$69,021
+HK$3,456/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,130/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,891
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$74,127
−HK$2,272/mo
Today · 4.125%
HK$76,399
baseline
▲ 0.50% · 4.625%
HK$81,047
+HK$4,648/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,798/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,977
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,122
−HK$2,176/mo
Today · 4.125%
HK$84,298
baseline
▲ 0.50% · 4.625%
HK$88,742
+HK$4,444/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,596/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,821 · Scale 2, in force from 26 Feb 2026)