LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,942
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,184
−HK$1,263/mo
Today · 4.125%
HK$42,447
baseline
▲ 0.50% · 4.625%
HK$45,029
+HK$2,582/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,894/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$656,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,435
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,627
−HK$1,209/mo
Today · 4.125%
HK$46,836
baseline
▲ 0.50% · 4.625%
HK$49,304
+HK$2,468/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,672/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$656,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,930
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,421
−HK$1,515/mo
Today · 4.125%
HK$50,936
baseline
▲ 0.50% · 4.625%
HK$54,035
+HK$3,099/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,872/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,322
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,752
−HK$1,451/mo
Today · 4.125%
HK$56,203
baseline
▲ 0.50% · 4.625%
HK$59,165
+HK$2,962/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,406/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,919
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,658
−HK$1,767/mo
Today · 4.125%
HK$59,425
baseline
▲ 0.50% · 4.625%
HK$63,041
+HK$3,616/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$118,850/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,209
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,877
−HK$1,693/mo
Today · 4.125%
HK$65,570
baseline
▲ 0.50% · 4.625%
HK$69,026
+HK$3,456/mo
Deposit HK$5.25M · loan HK$12.26M · min. income ≈ HK$131,140/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,895
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,132
−HK$2,272/mo
Today · 4.125%
HK$76,404
baseline
▲ 0.50% · 4.625%
HK$81,053
+HK$4,649/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$152,808/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,983
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$82,128
−HK$2,176/mo
Today · 4.125%
HK$84,304
baseline
▲ 0.50% · 4.625%
HK$88,748
+HK$4,444/mo
Deposit HK$1.75M · loan HK$15.76M · min. income ≈ HK$168,608/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,865 · Scale 2, in force from 26 Feb 2026)