LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,945
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,188
−HK$1,262/mo
Today · 4.125%
HK$42,450
baseline
▲ 0.50% · 4.625%
HK$45,033
+HK$2,583/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,900/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$656,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,439
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,631
−HK$1,209/mo
Today · 4.125%
HK$46,840
baseline
▲ 0.50% · 4.625%
HK$49,309
+HK$2,469/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,680/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$656,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,935
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,426
−HK$1,514/mo
Today · 4.125%
HK$50,940
baseline
▲ 0.50% · 4.625%
HK$54,040
+HK$3,100/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,880/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,327
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,757
−HK$1,451/mo
Today · 4.125%
HK$56,208
baseline
▲ 0.50% · 4.625%
HK$59,171
+HK$2,963/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,416/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,924
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,663
−HK$1,768/mo
Today · 4.125%
HK$59,431
baseline
▲ 0.50% · 4.625%
HK$63,047
+HK$3,616/mo
Deposit HK$5.26M · loan HK$12.26M · min. income ≈ HK$118,862/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,214
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,883
−HK$1,693/mo
Today · 4.125%
HK$65,576
baseline
▲ 0.50% · 4.625%
HK$69,032
+HK$3,456/mo
Deposit HK$5.26M · loan HK$12.26M · min. income ≈ HK$131,152/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,902
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,138
−HK$2,273/mo
Today · 4.125%
HK$76,411
baseline
▲ 0.50% · 4.625%
HK$81,060
+HK$4,649/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,822/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,990
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,135
−HK$2,177/mo
Today · 4.125%
HK$84,312
baseline
▲ 0.50% · 4.625%
HK$88,756
+HK$4,444/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,624/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,924 · Scale 2, in force from 26 Feb 2026)