LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,948
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,190
−HK$1,263/mo
Today · 4.125%
HK$42,453
baseline
▲ 0.50% · 4.625%
HK$45,036
+HK$2,583/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,906/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$656,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,442
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,633
−HK$1,210/mo
Today · 4.125%
HK$46,843
baseline
▲ 0.50% · 4.625%
HK$49,312
+HK$2,469/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,686/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$656,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,937
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,428
−HK$1,515/mo
Today · 4.125%
HK$50,943
baseline
▲ 0.50% · 4.625%
HK$54,043
+HK$3,100/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,886/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,330
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,760
−HK$1,451/mo
Today · 4.125%
HK$56,211
baseline
▲ 0.50% · 4.625%
HK$59,174
+HK$2,963/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,422/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,927
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,667
−HK$1,767/mo
Today · 4.125%
HK$59,434
baseline
▲ 0.50% · 4.625%
HK$63,050
+HK$3,616/mo
Deposit HK$5.26M · loan HK$12.26M · min. income ≈ HK$118,868/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,218
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,887
−HK$1,693/mo
Today · 4.125%
HK$65,580
baseline
▲ 0.50% · 4.625%
HK$69,036
+HK$3,456/mo
Deposit HK$5.26M · loan HK$12.26M · min. income ≈ HK$131,160/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,906
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,143
−HK$2,272/mo
Today · 4.125%
HK$76,415
baseline
▲ 0.50% · 4.625%
HK$81,065
+HK$4,650/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,830/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,995
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,140
−HK$2,177/mo
Today · 4.125%
HK$84,317
baseline
▲ 0.50% · 4.625%
HK$88,761
+HK$4,444/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,634/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,963 · Scale 2, in force from 26 Feb 2026)