LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,948
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,191
−HK$1,262/mo
Today · 4.125%
HK$42,453
baseline
▲ 0.50% · 4.625%
HK$45,036
+HK$2,583/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,906/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$656,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,442
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,634
−HK$1,209/mo
Today · 4.125%
HK$46,843
baseline
▲ 0.50% · 4.625%
HK$49,312
+HK$2,469/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,686/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$656,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,938
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,429
−HK$1,515/mo
Today · 4.125%
HK$50,944
baseline
▲ 0.50% · 4.625%
HK$54,044
+HK$3,100/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,888/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,330
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,761
−HK$1,451/mo
Today · 4.125%
HK$56,212
baseline
▲ 0.50% · 4.625%
HK$59,175
+HK$2,963/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,424/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$656,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,927
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,667
−HK$1,767/mo
Today · 4.125%
HK$59,434
baseline
▲ 0.50% · 4.625%
HK$63,051
+HK$3,617/mo
Deposit HK$5.26M · loan HK$12.26M · min. income ≈ HK$118,868/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,219
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,887
−HK$1,693/mo
Today · 4.125%
HK$65,580
baseline
▲ 0.50% · 4.625%
HK$69,037
+HK$3,457/mo
Deposit HK$5.26M · loan HK$12.26M · min. income ≈ HK$131,160/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$656,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,907
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,143
−HK$2,273/mo
Today · 4.125%
HK$76,416
baseline
▲ 0.50% · 4.625%
HK$81,065
+HK$4,649/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,832/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,995
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,141
−HK$2,176/mo
Today · 4.125%
HK$84,317
baseline
▲ 0.50% · 4.625%
HK$88,762
+HK$4,445/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,634/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,968 · Scale 2, in force from 26 Feb 2026)