LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,950
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,193
−HK$1,263/mo
Today · 4.125%
HK$42,456
baseline
▲ 0.50% · 4.625%
HK$45,039
+HK$2,583/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,912/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,444
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,636
−HK$1,210/mo
Today · 4.125%
HK$46,846
baseline
▲ 0.50% · 4.625%
HK$49,315
+HK$2,469/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,692/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,940
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,432
−HK$1,515/mo
Today · 4.125%
HK$50,947
baseline
▲ 0.50% · 4.625%
HK$54,047
+HK$3,100/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,894/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,333
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,764
−HK$1,451/mo
Today · 4.125%
HK$56,215
baseline
▲ 0.50% · 4.625%
HK$59,178
+HK$2,963/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,430/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,931
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,670
−HK$1,768/mo
Today · 4.125%
HK$59,438
baseline
▲ 0.50% · 4.625%
HK$63,054
+HK$3,616/mo
Deposit HK$5.26M · loan HK$12.26M · min. income ≈ HK$118,876/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,222
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,891
−HK$1,693/mo
Today · 4.125%
HK$65,584
baseline
▲ 0.50% · 4.625%
HK$69,041
+HK$3,457/mo
Deposit HK$5.26M · loan HK$12.26M · min. income ≈ HK$131,168/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,911
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,147
−HK$2,273/mo
Today · 4.125%
HK$76,420
baseline
▲ 0.50% · 4.625%
HK$81,070
+HK$4,650/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,840/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,000
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,145
−HK$2,177/mo
Today · 4.125%
HK$84,322
baseline
▲ 0.50% · 4.625%
HK$88,767
+HK$4,445/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,644/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,005 · Scale 2, in force from 26 Feb 2026)