LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,951
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,194
−HK$1,263/mo
Today · 4.125%
HK$42,457
baseline
▲ 0.50% · 4.625%
HK$45,040
+HK$2,583/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,914/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,445
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,637
−HK$1,210/mo
Today · 4.125%
HK$46,847
baseline
▲ 0.50% · 4.625%
HK$49,316
+HK$2,469/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,694/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,942
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,433
−HK$1,515/mo
Today · 4.125%
HK$50,948
baseline
▲ 0.50% · 4.625%
HK$54,048
+HK$3,100/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,896/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,334
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,765
−HK$1,451/mo
Today · 4.125%
HK$56,216
baseline
▲ 0.50% · 4.625%
HK$59,179
+HK$2,963/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,432/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,932
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,672
−HK$1,767/mo
Today · 4.125%
HK$59,439
baseline
▲ 0.50% · 4.625%
HK$63,056
+HK$3,617/mo
Deposit HK$5.26M · loan HK$12.26M · min. income ≈ HK$118,878/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,224
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,892
−HK$1,693/mo
Today · 4.125%
HK$65,585
baseline
▲ 0.50% · 4.625%
HK$69,042
+HK$3,457/mo
Deposit HK$5.26M · loan HK$12.26M · min. income ≈ HK$131,170/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,912
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,149
−HK$2,273/mo
Today · 4.125%
HK$76,422
baseline
▲ 0.50% · 4.625%
HK$81,072
+HK$4,650/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,844/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,002
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,147
−HK$2,177/mo
Today · 4.125%
HK$84,324
baseline
▲ 0.50% · 4.625%
HK$88,769
+HK$4,445/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,648/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,020 · Scale 2, in force from 26 Feb 2026)