LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,953
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,195
−HK$1,263/mo
Today · 4.125%
HK$42,458
baseline
▲ 0.50% · 4.625%
HK$45,041
+HK$2,583/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,916/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,447
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,639
−HK$1,209/mo
Today · 4.125%
HK$46,848
baseline
▲ 0.50% · 4.625%
HK$49,318
+HK$2,470/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,696/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,943
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,434
−HK$1,516/mo
Today · 4.125%
HK$50,950
baseline
▲ 0.50% · 4.625%
HK$54,050
+HK$3,100/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,900/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,336
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,767
−HK$1,451/mo
Today · 4.125%
HK$56,218
baseline
▲ 0.50% · 4.625%
HK$59,181
+HK$2,963/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,436/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,934
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,673
−HK$1,768/mo
Today · 4.125%
HK$59,441
baseline
▲ 0.50% · 4.625%
HK$63,058
+HK$3,617/mo
Deposit HK$5.26M · loan HK$12.26M · min. income ≈ HK$118,882/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,226
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,894
−HK$1,693/mo
Today · 4.125%
HK$65,587
baseline
▲ 0.50% · 4.625%
HK$69,045
+HK$3,458/mo
Deposit HK$5.26M · loan HK$12.26M · min. income ≈ HK$131,174/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,915
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,152
−HK$2,272/mo
Today · 4.125%
HK$76,424
baseline
▲ 0.50% · 4.625%
HK$81,075
+HK$4,651/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,848/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,004
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,150
−HK$2,177/mo
Today · 4.125%
HK$84,327
baseline
▲ 0.50% · 4.625%
HK$88,772
+HK$4,445/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,654/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,042 · Scale 2, in force from 26 Feb 2026)