LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,953
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,196
−HK$1,263/mo
Today · 4.125%
HK$42,459
baseline
▲ 0.50% · 4.625%
HK$45,042
+HK$2,583/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,918/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,448
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,640
−HK$1,209/mo
Today · 4.125%
HK$46,849
baseline
▲ 0.50% · 4.625%
HK$49,319
+HK$2,470/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,698/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,944
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,435
−HK$1,516/mo
Today · 4.125%
HK$50,951
baseline
▲ 0.50% · 4.625%
HK$54,051
+HK$3,100/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,902/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,337
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,768
−HK$1,451/mo
Today · 4.125%
HK$56,219
baseline
▲ 0.50% · 4.625%
HK$59,182
+HK$2,963/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,438/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,935
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,675
−HK$1,767/mo
Today · 4.125%
HK$59,442
baseline
▲ 0.50% · 4.625%
HK$63,059
+HK$3,617/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,884/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,227
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,896
−HK$1,693/mo
Today · 4.125%
HK$65,589
baseline
▲ 0.50% · 4.625%
HK$69,046
+HK$3,457/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,178/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,916
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,153
−HK$2,273/mo
Today · 4.125%
HK$76,426
baseline
▲ 0.50% · 4.625%
HK$81,076
+HK$4,650/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,852/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,006
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,152
−HK$2,176/mo
Today · 4.125%
HK$84,328
baseline
▲ 0.50% · 4.625%
HK$88,773
+HK$4,445/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,656/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,054 · Scale 2, in force from 26 Feb 2026)