LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,954
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,197
−HK$1,262/mo
Today · 4.125%
HK$42,459
baseline
▲ 0.50% · 4.625%
HK$45,043
+HK$2,584/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,918/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,448
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,640
−HK$1,210/mo
Today · 4.125%
HK$46,850
baseline
▲ 0.50% · 4.625%
HK$49,319
+HK$2,469/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,700/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,945
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,436
−HK$1,515/mo
Today · 4.125%
HK$50,951
baseline
▲ 0.50% · 4.625%
HK$54,051
+HK$3,100/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,902/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,338
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,768
−HK$1,452/mo
Today · 4.125%
HK$56,220
baseline
▲ 0.50% · 4.625%
HK$59,183
+HK$2,963/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,440/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,935
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,675
−HK$1,768/mo
Today · 4.125%
HK$59,443
baseline
▲ 0.50% · 4.625%
HK$63,060
+HK$3,617/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,886/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,228
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,896
−HK$1,694/mo
Today · 4.125%
HK$65,590
baseline
▲ 0.50% · 4.625%
HK$69,047
+HK$3,457/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,180/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,917
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,154
−HK$2,273/mo
Today · 4.125%
HK$76,427
baseline
▲ 0.50% · 4.625%
HK$81,077
+HK$4,650/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,854/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,007
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,153
−HK$2,176/mo
Today · 4.125%
HK$84,329
baseline
▲ 0.50% · 4.625%
HK$88,774
+HK$4,445/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,658/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,062 · Scale 2, in force from 26 Feb 2026)