LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,955
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,197
−HK$1,263/mo
Today · 4.125%
HK$42,460
baseline
▲ 0.50% · 4.625%
HK$45,044
+HK$2,584/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,920/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,449
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,641
−HK$1,209/mo
Today · 4.125%
HK$46,850
baseline
▲ 0.50% · 4.625%
HK$49,320
+HK$2,470/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,700/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,945
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,437
−HK$1,515/mo
Today · 4.125%
HK$50,952
baseline
▲ 0.50% · 4.625%
HK$54,052
+HK$3,100/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,904/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,339
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,769
−HK$1,452/mo
Today · 4.125%
HK$56,221
baseline
▲ 0.50% · 4.625%
HK$59,184
+HK$2,963/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,442/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,936
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,676
−HK$1,768/mo
Today · 4.125%
HK$59,444
baseline
▲ 0.50% · 4.625%
HK$63,061
+HK$3,617/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,888/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,229
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,898
−HK$1,693/mo
Today · 4.125%
HK$65,591
baseline
▲ 0.50% · 4.625%
HK$69,048
+HK$3,457/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,182/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,918
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,155
−HK$2,273/mo
Today · 4.125%
HK$76,428
baseline
▲ 0.50% · 4.625%
HK$81,079
+HK$4,651/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,856/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,008
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,154
−HK$2,177/mo
Today · 4.125%
HK$84,331
baseline
▲ 0.50% · 4.625%
HK$88,776
+HK$4,445/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,662/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,073 · Scale 2, in force from 26 Feb 2026)