LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,957
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,200
−HK$1,262/mo
Today · 4.125%
HK$42,462
baseline
▲ 0.50% · 4.625%
HK$45,046
+HK$2,584/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,924/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,451
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,644
−HK$1,209/mo
Today · 4.125%
HK$46,853
baseline
▲ 0.50% · 4.625%
HK$49,323
+HK$2,470/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,706/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,948
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,439
−HK$1,516/mo
Today · 4.125%
HK$50,955
baseline
▲ 0.50% · 4.625%
HK$54,055
+HK$3,100/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,910/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,342
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,772
−HK$1,452/mo
Today · 4.125%
HK$56,224
baseline
▲ 0.50% · 4.625%
HK$59,187
+HK$2,963/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,448/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,939
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,679
−HK$1,768/mo
Today · 4.125%
HK$59,447
baseline
▲ 0.50% · 4.625%
HK$63,064
+HK$3,617/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,894/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,232
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,901
−HK$1,693/mo
Today · 4.125%
HK$65,594
baseline
▲ 0.50% · 4.625%
HK$69,052
+HK$3,458/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,188/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,922
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,159
−HK$2,273/mo
Today · 4.125%
HK$76,432
baseline
▲ 0.50% · 4.625%
HK$81,083
+HK$4,651/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,864/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,012
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,158
−HK$2,177/mo
Today · 4.125%
HK$84,335
baseline
▲ 0.50% · 4.625%
HK$88,781
+HK$4,446/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,670/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,108 · Scale 2, in force from 26 Feb 2026)