LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,960
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,203
−HK$1,263/mo
Today · 4.125%
HK$42,466
baseline
▲ 0.50% · 4.625%
HK$45,050
+HK$2,584/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,932/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,455
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,647
−HK$1,210/mo
Today · 4.125%
HK$46,857
baseline
▲ 0.50% · 4.625%
HK$49,327
+HK$2,470/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,714/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,952
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,444
−HK$1,515/mo
Today · 4.125%
HK$50,959
baseline
▲ 0.50% · 4.625%
HK$54,060
+HK$3,101/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$101,918/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,346
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,777
−HK$1,451/mo
Today · 4.125%
HK$56,228
baseline
▲ 0.50% · 4.625%
HK$59,192
+HK$2,964/mo
Deposit HK$7.01M · loan HK$10.51M · min. income ≈ HK$112,456/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,944
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,684
−HK$1,768/mo
Today · 4.125%
HK$59,452
baseline
▲ 0.50% · 4.625%
HK$63,070
+HK$3,618/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,904/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,237
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,906
−HK$1,694/mo
Today · 4.125%
HK$65,600
baseline
▲ 0.50% · 4.625%
HK$69,057
+HK$3,457/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,200/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,928
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$74,165
−HK$2,273/mo
Today · 4.125%
HK$76,438
baseline
▲ 0.50% · 4.625%
HK$81,090
+HK$4,652/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,876/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,019
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,165
−HK$2,177/mo
Today · 4.125%
HK$84,342
baseline
▲ 0.50% · 4.625%
HK$88,788
+HK$4,446/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,684/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,163 · Scale 2, in force from 26 Feb 2026)