LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,962
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,205
−HK$1,263/mo
Today · 4.125%
HK$42,468
baseline
▲ 0.50% · 4.625%
HK$45,052
+HK$2,584/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,936/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,457
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,649
−HK$1,210/mo
Today · 4.125%
HK$46,859
baseline
▲ 0.50% · 4.625%
HK$49,329
+HK$2,470/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,718/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,954
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,446
−HK$1,515/mo
Today · 4.125%
HK$50,961
baseline
▲ 0.50% · 4.625%
HK$54,062
+HK$3,101/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,922/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,348
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,779
−HK$1,451/mo
Today · 4.125%
HK$56,230
baseline
▲ 0.50% · 4.625%
HK$59,194
+HK$2,964/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,460/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,946
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,686
−HK$1,769/mo
Today · 4.125%
HK$59,455
baseline
▲ 0.50% · 4.625%
HK$63,072
+HK$3,617/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,910/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,240
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,909
−HK$1,693/mo
Today · 4.125%
HK$65,602
baseline
▲ 0.50% · 4.625%
HK$69,060
+HK$3,458/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,204/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,931
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$74,168
−HK$2,274/mo
Today · 4.125%
HK$76,442
baseline
▲ 0.50% · 4.625%
HK$81,093
+HK$4,651/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,884/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,022
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$82,169
−HK$2,177/mo
Today · 4.125%
HK$84,346
baseline
▲ 0.50% · 4.625%
HK$88,792
+HK$4,446/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,692/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,190 · Scale 2, in force from 26 Feb 2026)