LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,962
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,205
−HK$1,263/mo
Today · 4.125%
HK$42,468
baseline
▲ 0.50% · 4.625%
HK$45,052
+HK$2,584/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,936/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,458
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,650
−HK$1,210/mo
Today · 4.125%
HK$46,860
baseline
▲ 0.50% · 4.625%
HK$49,330
+HK$2,470/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,720/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,955
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,446
−HK$1,516/mo
Today · 4.125%
HK$50,962
baseline
▲ 0.50% · 4.625%
HK$54,063
+HK$3,101/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,924/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,349
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,780
−HK$1,452/mo
Today · 4.125%
HK$56,232
baseline
▲ 0.50% · 4.625%
HK$59,196
+HK$2,964/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,464/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,947
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,688
−HK$1,768/mo
Today · 4.125%
HK$59,456
baseline
▲ 0.50% · 4.625%
HK$63,073
+HK$3,617/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,912/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,241
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,910
−HK$1,693/mo
Today · 4.125%
HK$65,603
baseline
▲ 0.50% · 4.625%
HK$69,062
+HK$3,459/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,206/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,932
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$74,170
−HK$2,273/mo
Today · 4.125%
HK$76,443
baseline
▲ 0.50% · 4.625%
HK$81,094
+HK$4,651/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,886/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,024
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$82,170
−HK$2,177/mo
Today · 4.125%
HK$84,347
baseline
▲ 0.50% · 4.625%
HK$88,793
+HK$4,446/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,694/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,202 · Scale 2, in force from 26 Feb 2026)